Preforeclosure Analysis: Prepared by Paul Stansen, Attorney

Client Letter | Numeric Analysis | Preforeclosure Timeline
Attorney Hardship Letter | Bankruptcy Attorney | Realtor | TD-1 Lender 3rd Party Authorization Letter
Full Profile | Profile Cover Sheet | Title History
Trust Deed 1 | TD-1 Mortgage Statement | Trust Deed 2 | TD-2 Mortgage Statement | Yield Spread Premium | YSP Equity Theft June 2004
CMA Report | Purchase MLS | Current MLS
Short Pay Defined |
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1234 Main Street
Simi Valley, CA 92065
APN 152-00-2323
Joe Homeowner
888.529.6632
Loan 07070707

The data herein contained is protected by the attorney-client communication and work-product privileges. It may not be accessed, reviewed, read, copied, duplicated, transmitted, transcribed or used in any fashion without the express written consent of Paul E. Stansen, a Professional Law Corporation (URL). If you have gained access to this data without such prior express consent, immediately exit this site. Violators will be prosecuted to the maximum extent under applicable laws, sued for injunctive relief, and for damages.

Client(s) is/are strongly advised to consult a tax specialist or personal certified public accountant to discuss the tax reporting implications of whatever option is pursued in connection with the sale or other disposition of the property. Depending on which option is pursued, a homeowner / borrower could experience both recognition of ordinary income from the cancellation of debt AND capital gains.

Consider: IRS FAQ re 1099 Income - see also, Publication 523 (2006), Selling Your Home.
Also: Instructions for Completing Forms 1099-A and 1099-C (Issuance of 1099s)

888.529-6632 - Fax 818-706-7728 - PESAPC@Stansen.com
Beyond the initial engagement, Attorney's work is complete with this presentation.
Additional work we undertake is defined in separate fee agreement.

_Client Findings _Numeric Analysis _Timeline
Loan Notes:  
- Lenders are: Same/Different
- Contact Lender # 1 or 2 before the other
- TD-1 will permit $1000 to TD-2 MAX
- Other ...
Summary Client & Property Data Preforeclosure Timeline Locator
TRUST DEED - 1 : PMTD/REFI
Lender: URL
Doc # xxx
Date xxxxxx
Loan# xxxx
Mortgage Statement
Countrywide Home Loans
Customer Service
SVB-314
P O Box 5170
Simi Valley, CA 93062
866-653-6183
TD-1 Lender Authorization
Payment Amount: $xxx - Interest only or PI
Outstanding Principal: $xxx - as of NOV 2007
Past Due Amounts: $xxx - as of NOV 2007
Notes: Promissory Note
Interest Rate - xxx%
Adjustable Rate Rider
Impount T/I - YES/NO
Prepayment - YES/NO
NOD?: YES xxxxxx /NO Here
TRUST DEED - 2 : PMTD/REFI
Lender: URL
Doc # xxx
Date xxxxxx
Loan# xxxx
Mortgage Statement
Countrywide Home Loans
Customer Service
SVB-314
P O Box 5170
Simi Valley, CA 93062
866-653-6183
TD-2 Lender Authorization
Payment Amount: $xxx - Interest only or PI
Outstanding Principal: $xxx - as of NOV 2007
Past Due Amounts: $xxx - as of NOV 2007
Notes: Promissory Note
Interest Rate - xxx%
Adjustable Rate Rider
Impount T/I - YES/NO
Prepayment - YES/NO
NOD?: YES xxxxxx /NO
   

Data _FULL Profile _Profile _History _Comps
Tax Information: County Assessor
Purchase Data - Recording Date: xxx
Valuation - _Purchase MLS _Current MLS
_CMA VALUE REPORT

Property Characteristics
Bedrooms : 3 - Bathrooms : 2.5
Year Built : 1978 - Square Feet : 1,270 SF
Lot Size : 3,049 SF / 0.070 AC
Total Rooms : 5 Fireplace : 1 No of Stories: 2
Use Code : Condominium (Residential)
   
AGENT
Name, REALTOR® - DRE ID # xxx
Address
CSZ
Direct: 888.529.6632 - Cell 818.512.1715
Agent@Yahoo.com - URL
CLIENT
Client Name - Client@Yahoo.com
1234 Main Street
Bakersfield, CA 93308
Phone: (805) 444-5656
Cell: (805) 458-2272
 

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Paul E. Stansen, Attorney & Broker URL - 26500 Agoura Road # 545, Calabasas, CA 91302